Difference Between Cashback SBI Card and SBI Simplyclick Credit Card

The SBI Cashback credit card and the SBI SimplyClick credit card are both issued by the State Bank of India (SBI) and offer various benefits and rewards to cardholders. However, there are some key differences between the two cards. The SBI Cashback card is a general-purpose credit card that offers cashback on a wide range of purchases, including groceries, fuel, and online shopping. The SBI SimplyClick card, on the other hand, is specifically tailored for online shopping and offers additional rewards and discounts on e-commerce websites and platforms. Both cards have their own set of features, fees, and eligibility criteria, and it is up to the individual to decide which card is more suitable for their needs and spending habits. Read More




 

·         Cashback SBI Card:

Cashback SBI Card is a credit card offered by the State Bank of India (SBI) that allows cardholders to earn cashback on their purchases. With this card, you can earn a percentage of your spending back as a reward, which can be redeemed for a variety of purposes, such as statement credits, gift vouchers, and more. The card also offers a range of other benefits, such as discounts on dining, travel, and entertainment, as well as exclusive offers and promotions. Additionally, the Cashback SBI Card comes with a number of features and services to help you manage your finances and stay on top of your spending, such as the option to set and track your budget, view your account activity online, and pay your bills electronically.

 

Here are some of the benefits of the Cashback SBI Card:

  1. Earn cashback on your purchases: With this card, you can earn a percentage of your spending back as a reward, which can be redeemed for a variety of purposes.

  2. Enjoy discounts and exclusive offers: The Cashback SBI Card offers a range of discounts on dining, travel, and entertainment, as well as exclusive offers and promotions.

  3. Manage your finances easily: The card comes with a number of features and services to help you manage your finances and stay on top of your spending, such as the option to set and track your budget, view your account activity online, and pay your bills electronically.

  4. Choose from a variety of redemption options: You can redeem your cashback for statement credits, gift vouchers, and more.

  5. Travel benefits: The card offers a range of travel benefits, such as free accident insurance and access to airport lounges.

  6. Fraud protection: The card comes with fraud protection to help keep your personal and financial information secure.

 

·         SBI Simplyclick Credit Card

The SBI SimplyClick Credit Card is a credit card offered by the State Bank of India (SBI) that is specifically designed for online shoppers. It offers a range of benefits and features that make it an attractive option for those who frequently shop online. Some of the key features of the SBI SimplyClick Credit Card include a high reward rate for online purchases, a welcome bonus, and a variety of discounts and offers on popular e-commerce websites. Additionally, the card comes with a host of security features to protect against fraud and unauthorized transactions. Overall, the SBI SimplyClick Credit Card is a great choice for individuals who do a lot of their shopping online and want to earn rewards and discounts on their purchases.

 

Some of the benefits of the SBI SimplyClick Credit Card include:

  1. High reward rate: The SBI SimplyClick Credit Card offers a reward rate of up to 10X on online purchases made on popular e-commerce websites such as Amazon, Flipkart, and BookMyShow.

  2. Welcome bonus: Cardholders can earn a welcome bonus of up to Rs. 500 when they use their card for the first time. As a welcome reward, you receive an Amazon gift card amounting to Rs. 500 once the card membership cost is realized.

  3. Discounts and offers: The SBI SimplyClick Credit Card comes with a range of discounts and offers on popular e-commerce websites such as Amazon, Flipkart, and BookMyShow.

  4. Security features: The card comes with a range of security features to protect against fraud and unauthorized transactions, including secure online payment gateways and SMS alerts for all transactions.

  5. Worldwide acceptance: The SBI SimplyClick Credit Card is accepted at over 24 million merchant outlets worldwide, so cardholders can use it for their purchases wherever they go.

  6. Flexible repayment options: Cardholders can choose from a variety of repayment options to suit their needs, including the option to pay the minimum amount due or the total outstanding balance.

 

Here is a comparison of the SBI Cashback Credit Card and the SBI SimplyClick Credit Card:

Feature

SBI Cashback Credit Card

SBI SimplyClick Credit Card

Joining fee

Nil

Rs. 499

Purpose

General-purpose card

Online shopping card

Cashback rate

Variable (depending on the type of purchase)

Higher on online purchases

Additional benefits

The card also comes with other features such as dining discounts, movie ticket discounts, and insurance coverage.

The card also comes with additional benefits such as discounted delivery on online shopping, and insurance coverage for online transactions.

 

 

Bottom line:

The SBI Cashback Credit Card is a general-purpose card that offers cashback on a wide range of purchases, including groceries, utility bills, fuel, and more. The cashback is offered as a percentage of the transaction amount, and the exact rate may vary based on the type of purchase. The card also comes with other benefits such as dining discounts, movie ticket discounts, and insurance coverage.

On the other hand, the SBI SimplyClick Credit Card is a credit card specifically designed for online shoppers. It offers a higher rate of cashback on online purchases, including shopping, travel, and entertainment. The card also comes with additional benefits such as discounted delivery on online shopping and insurance coverage for online transactions.

In summary, the SBI Cashback Credit Card is a good choice for those who want to earn cashback on a wide range of purchases, while the SBI SimplyClick Credit Card is a better option for those who do a lot of online shopping and want to earn higher cashback on their purchases.

Comments

Post a Comment

Popular posts from this blog

RuPay Credit Cards for UPI Payments In India

Image
The Unified Payments Interface (UPI) can now be connected to RuPay credit cards in India, enabling customers to make payments to businesses via UPI without needing to carry their real credit card. This is an important accomplishment since it makes credit card payments for Indian consumers more practical and available. Users must first link their RuPay credit card to a UPI app in order to utilize it for UPI payments. You can do this by according to the UPI app's instructions. Users can make purchases from any retailer that takes UPI once the card has been linked. Check Main Points RuPay Credit Cards Overview: RuPay is an Indian domestic card network operated by the National Payments Corporation of India (NPCI). RuPay credit cards are issued by various banks and financial institutions in India. They are used for a wide range of traditional credit card transactions, including purchases at point-of-sale (PoS) terminals, online shopp...
Read more

Benefits and Rewards Offered by Co-Branded Credit Cards

Image
Co-branded credit cards are credit cards that are jointly issued by a credit card company and a partnering organization, such as a retail store, airline, or hotel chain. These cards offer benefits and rewards that are specific to the partnering organization, making them a popular choice for consumers who frequently make purchases or travel with the partner company. The benefits and rewards offered by co-branded credit cards can include cashback or points for purchases made with the card, exclusive discounts, access to special events, and upgraded status with the partner company's loyalty program. Additionally, co-branded credit cards may offer introductory bonuses for new cardholders and may waive certain fees, such as foreign transaction fees or annual fees. Overall, co-branded credit cards provide a way for consumers to earn rewards and enjoy benefits while also building credit and managing their finances. Check   Here are some of the most common benefits and rewards offered by c...
Read more

Building a Strong Financial Foundation: Student Credit Cards as Tools

Image
In today's fast-paced and increasingly digital world, students are faced with numerous financial decisions that can significantly impact their future. Developing a strong financial foundation early on is essential, and one valuable tool that can aid in this endeavor is a student credit card. Designed specifically for students, these credit cards provide a unique opportunity to learn responsible financial management while building a positive credit history. By offering a controlled credit limit, low fees, and tailored rewards, student credit cards empower young adults to make informed financial choices and develop crucial money management skills. In this article, we will explore the benefits and considerations of student credit cards, highlighting how they can serve as effective tools for establishing a solid financial footing and setting the stage for long-term financial success. Check   Some key points to consider: Financial Education:  Student credit cards offer an opportuni...
Read more